Religare Care

Comprehensive Family Health Insurance Plan

Care Coverage
A comprehensive family health insurance plan to meet everyone's healthcare needs:

  1. In-Patient Care

  2. Pre & Post Hospitalization

  3. Individual & Floater Cover

  4. Domiciliary Hospitalization

  5. Daily Allowance

  6. Ambulance Cover

  7. Organ Donar Cover

  8. Lifelong Renewability

  9. Annual Health-Checkup

  10. No Claim Bonus

  11. Second Opinion

  12. Tax Benefit(under sec 80d)

Policy Terms

  1. Minimum entry age-91 days

  2. Maximum age     No age bar

  3. Renewal-Lifelong Renewability. The Policy can be renewed under the then prevailing

  4. Health Insurance Product or its nearest substitute approved by IRDA.

  5. Renewal premium is payable on renewal and on the subsequent continuation of cover arc subject to change with prior approval from IRDA.

  6. No Co-payment in policy, if the age of the eldest member insured with us at the time of first policy is below 61 years.

  7. 20% Co-payment will be applicable in policy if the age of the eldest member insured with us at the time of first policy is 61 years or above 61 years i.e. you will have to pay 20% of the claim amount under the policy if any. We pay the rest.

  8. Waiting period 30 days for any illness except injury

  9. Waiting period for pre-existing illnesses     Four years of continuous coverage

  10. Change in sum insured     You can enhance your sum insured under the policy only upon renewal

  11. Grace period  30 days from the date of expiry to renew the policy

 Plans Exclusion

The standard policy exclusions are - 

  • Any diagnosis of diseases / undergoing of surgery/occurrence of an event, whose signs or symptoms first occur within 30 days of Policy Period Start date.

  • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse

  • Medical expenses incurred for treatment of AIDS

  • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion, and its consequences

  • Congenital disease

  • Tests and treatment relating to infertility and in vitro fertilization.

  • War, riot, strike, nuclear weapons induced hospitalization.

For quotation what-apps us @ 8689921061

For Appointment