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Tatat AIA Sampoorna Raksha+

A Non-Linked Non-Participating Individual Life Insurance Savings Product

          We all know that our world is full of risk and uncertainty. When it comes to protecting our family's financial needs we all do it by saving a small or big amount of money for a family in case of an unforeseen situation. But this is not enough in today's worlds, what we do is called the traditional way of saving money for the family. There are other ways in which you can plan for the protection of your loved one but by investing in a money-back term plan. A Money-Back term plan offers protection against the death of individuals and the insured amount is paid to their family. If a person survives till the maturity of the policy then the premium amount which is paid is returned as per policy term which is selected by the customer at the time of purchase.


         Tata AIA Sampoorna Raksha Plus not only offer protection against the uncertainty of life but also give your return of premium paid on survival till maturity of the policy.


         Tata AIA Sampoorna Raksha + policy has the option to either take Lum-Sum benefit on death or Lum-Sum benefit on death and monthly income for the next 10 years.

Sampoorna Raksha+ Key Benefits

  • Flexibility to choose between two Death Between options:

       "Sum Assured on Death” as Lump Sum benefit on Death

       “Sum Assured on Death” as Lump Sum benefit on Death
        and Monthly Income for next 10 years.

  • Return of Premium - in case of survival till maturity

  • Life Cover for Policy Term of up to 40 years or up to Age
    100 years

  • Choice of Regular or Limited (5 / 10 / 12 Years) Premium
    Paying Term

  • Lower premiums rates for Non Smokers and Female lives

  • Enhance your protection with Optional Rider

  • Large Sum Assured discount for Higher Coverage

  • Receive tax benefit u/s 80C and 10(10D), as per the
    applicable Income Tax laws

  • Total Premiums Paid will be returned on survival till maturity.

Eligibility Criteria

Plan Parameters



Age at entry



For Regular Pay& Limited
3 Pay 5 year: 70

For Limited Pay 10 years
& 12 years: 65

Age at Maturity




Death Benefit

• “Sum Assured on Death” payable on Death

• “Sum Assured on Death” payable on Death      &
    Monthly Income thereafter for 10 years

Policy Term (PT)

Premium Paying Term (PPT)

Policy Term

Regular Pay/Limited Pay 5

10 to 40, subject to maximum maturity age 100 years

Limited Pay 10 / 12 

Pay 15 to 40, subject to maximum maturity age 100 years

Premium Payment  Term (PPT)


Limited Pay – 5 / 10 / 12
 Regular Pay

Basic Sum Assured
(Sum Assured in No Limit subject to Board
multiples of approved underwriting policy

Rs 50,00,000

No Limit subject to Board approved underwriting policy      

Annualized Premium

Based on Minimum Basic Sum Assured

Based on Maximum Basic Sum Assured

Premium Payment Mode

Annual/ Half-yearly/ Quarterly/ Monthly 

For quotation what-apps us @ 8689921061

For Appointment

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